Where UniWeb is going — transparently.
We are building a merchant-first payment operations platform for India. This page shows what is live today, what ships next, and what depends on partner or regulatory approval.
2026 Q3
- Test & Live merchant modes
- Payment links, QR, hosted checkout
- KYC upload + admin verify + e-agreement PDF
- PayU / Razorpay / Cashfree partner checkout
- Staff RBAC + settlement ops
Bootstrapped focus
With a ₹1.5–2 lakh launch budget, priority is one reliable live PG partner, automated KYC API, payout rail and honest marketing — not rebuilding the entire banking stack.
2026–2027 delivery plan
Onboarding UX
DigiLocker / CKYC pull, Aadhaar OTP completion, liveness vendor hook, faster mobile KYC.
Collections
PhonePe checkout, payment pages embed, WooCommerce/Shopify parity, subscription mandates when partner approves.
Money movement
RazorpayX / Cashfree Payouts automation, T+1 settlement scheduling, bank reconciliation at scale.
Trust & growth
SEO content hub, case studies, public status SLA, merchant success notifications (email + WhatsApp).
Long-term vision
BNPL & EMI
Partner-led EMI and Buy Now Pay Later with merchant-configurable eligibility rules.
Neo-banking layer
Vendor payouts, expense cards and virtual accounts via BaaS partners.
AI operations
Velocity-based fraud scoring, anomaly alerts and reconciliation assist for ops teams.
Enterprise
Marketplace splits, sub-merchants, granular API scopes and white-label options for larger partners.
Regulatory licences (Payment Aggregator, PPI, NBFC partnerships) follow commercial traction and legal counsel — we do not claim licences we have not been granted.
Start with Test Mode today.
Integrate, demo to customers, complete KYC — go Live when gates and partner keys are ready.
Create merchant account